Reader’s Question:

I need car insurance for college student. I moved out of home to go to university in another state, but my car is registered from home, and my insurance is still with my parents. Do I need to get one right away?

Marc

Birmingham, AL

Marc, car insurance for college student really is the same as that of regular car insurance. First thing you do is to check with your car insurance provider if your insurance for your car is compatible with the requirements in the new state. States have similar coverage, but some details might be different, and it is very important that you take note of them and address them as soon as you can. You do not want to be on the road to university and meet an accident only to find out that your insurance fails to cover the event. When you get to your university town, check with the DMV and have your car registered. Bring proof of your current car insurance, and they will process the registration right then and there. Also, check with them if you have to have local driver’s license or you can keep your current. Everything after that should be easy. Get online and compare car insurance for college student quotes. Choose from their list of coverage in addition to the required liability car insurance requirements. If you have good grades at school, even better, because it would get you discount on your car insurance and have a lower rate.